The following are the schemes associated with CGTMSE
1. Prime Minister’s Employment Generation Programme (PMEGP)
2. Stand-Up India Scheme
3. Pradhan Mantri Mudra Yojana (PMMY)
4. Startup India Scheme
5. SIDBI Make in India Soft Loan Fund for MSMEs (SMILE)
6. Credit Linked Capital Subsidy Scheme (CLCSS)
7. SIDBI’s Credit Facilitation Through Banks
8. TReDS (Trade Receivables Discounting System)
9. National SC/ST Hub Scheme
10. Coir Udyami Yojana
Other Central Government Schemes
National Live Stock Mission
• Objective : Enhance livestock production and productivity through sustainable practices and improve the livelihoods of rural farmers. livestock development.
• Eligibility : Farmers, livestock owners, and cooperative societies involved in livestock rearing and production.
• Amount : Under the National Livestock Mission (NLM), financial assistance varies by component, typically ranging from ₹5 lakh to ₹1 crore for infrastructure projects, ₹1 lakh to ₹10 lakh for breed improvement, ₹2 lakh to ₹50 lakh for feed and fodder development, and ₹50,000 to ₹5 lakh for training and capacity building.
• Key Features :
Subsidies and grants for infrastructure development (e.g., dairy units, feed processing).
Technical support and training for improving livestock management practices.
Focus on breed improvement, feed and fodder development, and disease control.
Integration with other schemes for comprehensive support to the livestock sector.
These points provide a concise snapshot of the mission's core aspects.
Agriculture Infrastructure Fund (AIF)
• Objective : Enhance agricultural infrastructure by providing long-term funding for projects.
• Eligibility : Farmers, cooperatives, agri-entrepreneurs, and state agencies.
• Amount :
Max: ₹2 crore for individual projects.
Min: No fixed minimum; varies with project requirements.
• Key Features :
Low-interest loans for infrastructure projects.
Funding for cold storage, processing units, and marketing.
Repayment tenure of up to 7 years.
Subsidy on interest rates for eligible projects.
Cluster Development Programmes
• Objective : To develop industrial clusters and improve competitiveness.
• Eligibility : Clusters of MSMEs in specific industries.
• Amount : No specific financial amounts provided; supports infrastructure and skill development for MSME clusters.
• Key Features : Supports infrastructure development and skill training. Focuses on enhancing cluster performance.
Aatmanirbhar Bharat
• Objective : To provide support and relief to MSMEs to help them recover from the economic impact of the COVID-19 pandemic and promote self-reliance.
• Eligibility : MSMEs as defined by the MSME Act.
• Amount :
Collateral-Free Loans : ₹3 lakh crore for eligible MSMEs.
Subordinate Debt : ₹20,000 crore for stressed MSMEs.
Equity Infusion : ₹50,000 crore for MSMEs through the Fund of Funds (FoF).
• Key Features :
Collateral-Free Loans:
Purpose : To help MSMEs meet operational liabilities and restart their business.
Tenure : 4 years, with a 12-month moratorium on principal repayment.
